Hospitals Turn to THIE for Exceptional Insurance Coverage

For over 40 years, THIE has delivered exceptional coverage to medical professionals, hospitals, and other health care facilities.

As a reciprocal exchange, THIE is owned by its subscribers. This ensures a mutual commitment to lowering costs, limiting claims and maintaining a safe workplace. Subscribers share profits and losses in the same proportion as the amount of insurance they purchase, so premiums paid become an investment.

We are more than just an insurance company, we are a partner.

As we continue to grow in our field — extending our services to Oklahoma, offering our products beyond rural facilities, and now adding additional forms of coverage.

THIE proudly offers an Umbrella Policy — applicable to all products we offer. We recognized that for mid-size facilities, surgery centers and management groups, excess liability coverage is a highly sought-after resource.

Health care providers may find themselves in need of flexible funds for insurance coverage. For example, in the event of a large workers compensation case, a natural disaster or a cybersecurity breach, our insureds are able to apply the excess liability coverage to any existing THIE policy for coverage as needed.

Our Umbrella Policy provides limits up to $10 million. With excess coverage, hospitals can choose a limit above existing policies; ensuring the best and most coverage wherever needed.

THIE’s comprehensive list of insurance products and services includes:

  • Medical professional liability
  • Workers’ compensation
  • Commercial general liability
  • Commercial automobile
  • Cyber liability
  • Third-party administration
  • Risk management

To learn more about our products, including our umbrella policy and excess coverage, be sure to contact us at 512/451-5775.

By focusing on a single industry, we are able to gain valuable insight into the needs and challenges that our subscribers face on a daily basis. We are proud to focus on insurance, so you can focus on care. To learn more about THIE, visit

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