MPL for Healthcare Organizations

For 50 years, THIE has been committed to protecting healthcare professionals with specialized Medical Professional Liability (MPL) coverage. Our experience extends beyond hospitals and physician practices to a wide range of healthcare organizations, including ambulance services, behavioral health facilities, clinics, dialysis centers, pharmacies, and more. THIE’s MPL coverage is designed to address the specific risks these organizations face, providing them with tailored protection and peace of mind in today’s complex healthcare environment. With our decades of expertise, you can trust THIE to support your mission of delivering safe, effective patient care.

• Medical Professional Liability coverage limits up to $1 million/$3 million
• General Liability coverage limits up to $1 million/$3 million
• Excess/Umbrella limits up to $10 million

• Coverage issued on a claims-made basis

• Defense costs in addition to limits

• Various Deductible options

• Coverage option for prior acts available

• Named Insured consent to settle

• Automatic coverage for employees

• Coverage available for medical directors (administrative only)

• Disciplinary proceedings legal expense $25k policy aggregate

• Emergency evacuation expense $25k policy aggregate

• Media expenses for an adverse event $25k policy aggregate

• Interest Free Payment Plans

• Ambulance/EMS Services
• Behavioral Health Facilities
• Clinics
• Community Health Centers/FTCS
• Dialysis Centers
• Home Health/Hospice
• Imaging Centers
• Pharmacies
• Physical Therapy Clinics
• Surgery Centers
• And many more…

• Commercial Auto

• Workers’ Comp (available only in the state of Texas)

• Employee Benefits Liability

17,314

The number of employees THIE insures annually through workers’ compensation coverage.

65%

Reduction in workers’ compensation claims by one Texas hospital that implemented THIE’s Risk Management Services.

$9 Million +

Subscriber surplus refunds have been distributed back to THIE subscribers since 2011.

1975

Founded in 1975 to provide professional liability coverage to hospitals in Texas