MPL for Physicians/Groups

Individual/Group Policies Professional Liability | Partnership, Corporation or Professional Association Professional Liability

With nearly five decades of dedicated service, THIE provides comprehensive Medical Professional Liability (MPL) coverage explicitly tailored for physicians, physician groups, and surgeons. Since 1975, we have supported healthcare professionals with robust protection against the unique risks they face in medical practice. Our deep experience and commitment to the healthcare community allow us to offer coverage that shields practitioners from potential liabilities and supports them in delivering safe, effective patient care. Trust THIE for proven MPL coverage designed to meet the evolving needs of today’s healthcare providers.

Medical Professional Liability (coverage limits up to $1 million / $3 million)

• Per Physician limits, coverage is issued on a claims-made basis

• Defenses costs in addition to limits

• Various Deductible options

• Additional discount options (ie. part-time discount, board certification, etc.)

• Coverage option for prior acts available

• Named Insured consent to settle

• Automatic coverage for employees

• Disciplinary proceedings legal expense $10k policy aggregate

• Media expenses for an adverse event $25k policy aggregate

• General Liability

• Commercial Auto

• Workers’ Comp (available only in the state of Texas)

• Employee Benefits Liability

• Umbrella / Excess options available

$9 Million +

Subscriber surplus refunds have been distributed back to THIE subscribers since 2011.

1975

Founded in 1975 to provide professional liability coverage to hospitals in Texas

17,314

The number of employees THIE insures annually through workers’ compensation coverage.

65%

Reduction in workers’ compensation claims by one Texas hospital that implemented THIE’s Risk Management Services.