MPL-Draft

THIE’s medical professional liability insurance protects you against legal liability resulting from negligence, errors and omissions, and other aspects of rendering or failing to render professional service to your patients.

THIE is committed to offering the most comprehensive coverage and is supported by proactive claims handling, expert risk management, and loss control services. THIE’s medical professional liability coverage protects your healthcare facility against legal liability allegations resulting from negligence due to a medical incident.

• • Coverage issued on a claims-made basis
  • Defense costs in addition to limits
  • Various Deductible options
  • Coverage option for prior acts available
  • Named Insured consent to settle
  • Automatic coverage for hospital
  • employees
  • Coverage available for medical directors
  • (administrative only)
  • Disciplinary proceedings legal expense
  • $25k policy aggregate
  • Emergency evacuation expense $25k
  • policy aggregate
  • Media expenses for an adverse event $25k
  • policy aggregate
  • Interest Free Payment Plans

• Medical Professional Liability coverage limits up to $1 million/$3 million
• General Liability coverage limits up to $1 million/$3 million
• Excess/Umbrella limits up to $10 million

• Commercial Auto
• Workers’ Compensation (available only in Texas)
• Employees Benefits Liability

17,314

The number of employees THIE insures annually through workers’ compensation coverage.

65%

Reduction in workers’ compensation claims by one Texas hospital that implemented THIE’s Risk Management Services.

$9 Million +

Subscriber surplus refunds have been distributed back to THIE subscribers since 2011.

1975

Founded in 1975 to provide professional liability coverage to hospitals in Texas