THIE's financial strength is never in question. THIE employs a conservative reinsurance strategy using two of the world's strongest reinsurers to mitigate the effect of losses on its balance sheet.
THIE has been establishing trust and serving hospitals and health care providers across the state for more than 40 years. As a reciprocal exchange, THIE is owned by its subscribers.
There's a reason THIE provides coverage for 86 percent of the non-system, small rural hospitals in Texas: We are more than an insurance company. We are a partner. When a crisis arises, we offer protection and guidance.