For Hospitals & Healthcare Organizations
Are rising risks and potential liabilities putting your healthcare facility at risk? At THIE, we understand that healthcare organizations face unique risks, so our Medical Professional Liability (MPL) coverage is designed to offer comprehensive protection beyond just malpractice claims. In addition to MPL, we provide solutions like General Liability and Excess Umbrella, giving you the flexibility to tailor your coverage to the specific needs of your facility. With options to add Commercial Auto, Workers’ Compensation, and Employee Benefits Liability, you can ensure that every aspect of your operation is fully protected.
Hospitals
MPL & Other Coverages for Hospitals
Physician/Groups
MPL & Other Coverages for Physician/Groups
Other Healthcare Organizations
MPL & Coverage Options for Other Healthcare Organizations
Standard Features
- Coverage issued on a claims-made basis
- Defense costs in addition to limitsVarious Deductible options
- Coverage option for prior acts available
- Named Insured consent to settle
- Automatic coverage for employees
- Coverage available for medical directors (administrative only)
- Disciplinary proceedings legal expense $25k policy aggregate
- Emergency evacuation expense $25k policy aggregate
- Media expenses for an adverse event $25k policy aggregate
- Interest Free Payment Plans
Eligible Classes of Business
- Individual Physicians/Physician Groups
- Ambulance/EMS Services
- Behavioral Health Facilities
- Clinics
- Community Health Centers/FTCS
- Dialysis Centers
- Home Health/Hospice
- Imaging Centers
- Pharmacies
- Physical Therapy Clinics
- Surgery Centers
- And many more…
Coverage Options
- Medical Professional Liability coverage limits up to $1 million/$3 million
- General Liability coverage limits up to $1 million/$3 million
Additional Coverages
- Commercial Auto
- Workers’ Compensation (available only in Texas)
- Employee Benefit Liability
- Excess/Umbrella limits up to $10 million
The More You Know
17,314
The number of employees THIE insures annually through workers’ compensation coverage.
65%
Reduction in workers’ compensation claims by one Texas hospital that implemented THIE’s Risk Management Services.
The More You Know
$9 Million +
Subscriber surplus refunds have been distributed back to THIE subscribers since 2011.
1975
Founded in 1975 to provide professional liability coverage to hospitals in Texas